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Debt Protection

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against death, disability, or involuntary unemployment could help protect your fnances.

This protection could cancel your loan balance or payments up to the contract maximums. Protect your loan payments today so you can worry a little less about tomorrow.

Purchasing protection is voluntary and won’t affect your loan approval. It’s simple to apply.


Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply.
*Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid. DP-2041068.1-0218-0320 ©2018 CUNA Mutual Group, All Rights Reserved.


NCUA now has insurance experts available to answer questions about the coverage provided by NCUA share insurance. Call toll free Monday through Friday, 8:00am to 6:30pm, at 1-800-755-1030, ext 1. Members can also get useful information online using the NCUA electronic tool kit.


We offer mortgage loans through Credit Union Financial Services (CUFS), a company organized to serve credit union members' mortgages.

  • Fast and versatile service - one page application.
  • Lower closing costs - fixed according to loan amount.
  • Very competitive rates - fixed and adjustable rate mortgages available.
  • Purchase, refinance, & 1st time buyer programs.

To apply or be pre-qualified see one of our loan officers or for 24/7 service, go to the CUFS website link below.


Do you make purchases online using your credit union Debit Card? Make sure your Debit Card information is safe. We have added Verified by Visa to our arsenal of protection for our members. If you plan to use your Debit Card online, you must register with Verified by Visa.


Beginning January 1, 2012, we will no longer be sending out Overdraft Notices by U.S. Mail to all members when an account is overdrawn. We are instead offering our members the option to receive Overdraft Notices by email.


Are you signed up for Teller24, our 24 hour telephone banking system. By calling 229-439-1191 or 1-888-212-1191 and entering your account number and a 4 digit PIN, you can check balances and cleared transactions, transfer funds and even order checks. Call us today for more information or to sign up.


Our Funds Availability Policy explains when funds from deposits to certain accounts you have with us will be available for withdrawal. This Notice describes a change to that policy statement. This change was effective July 21, 2011. If you have any questions about this change, please contact us.

Our previous policy disclosure described certain circumstances when the first $100 of a deposit would be available on the first business day after the day of deposit. The remaining funds from the deposit would be available at a later date. After the effective date of the change, the amount that will be available on the first business day after the day of deposit increased from $100 to $200. For the complete policy click on the link below.